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Our Business Loans

We give you the courage to take that next step that your business needs. Karza House Business Loans empower you with customizable financing solutions to grow your business to the next level!

Exciting rewards on timely repayments
Exciting rewards on timely repayments
Unsecured loans for diverse business needs
Unsecured loans for diverse business needs
Quick and hassle free sanction
Quick and hassle free sanction
Quick and hassle free sanction
Longer tenure of up to 30 years
Get easy, hassle-free funding to invest in the future of your business. We leverage our expertise to customize our business loan for your specific business needs.
Business Loan

Key benefits

  • Unsecured and collateral-free loans
  • Flexible repayment plans
  • One loan for diverse business needs
  • Earn rewards on timely repayments
  • Loans available up to INR 50 Lakhs
  • Quick and easy approval
  • Interest rates from 17% P.A. onwards
  • Repayment cycle upto 60 months.

*T&C Apply

Make your business a priority with our tailor-made repayment plans that around your cash outflows.
Calculate your EMI

Design your EMI

  • Flexibility Repayment through the ‘Design Your EMI’ program, allowing you to repay as your convenience, capability, and comfort
  • Interest-Only Repayment plan to repay interest for selected quarters or years, as per choice

*T&C Apply

Ever thought your Business Loan repayments could earn you rewards? We make it happen with Karza House Reward.

Business Reward

  • Earn exciting reward vouchers for timely repayment of your business loan instalments.
  • We reward your timely repayment behavior with reward vouchers across categories including lifestyle, wellness, fashion, travel, and more.

*T&C Apply

Low Interest Rates

We understand the challenges you face. That’s why we have a host of plans that work just for you.

Self Employed

17% to 22%

per annum onwards

Calculate your EMI



Total Interest Payable:


Total of Payments (Principal + Interest):


Documents. Just what is needed. Nothing More.

KYC Documents
Pan Card or Form 60 is a mandatory requirement for the loan application processing
For Proof of Identity and Address, any one of the below documents is acceptable
  • Proof of possession of Aadhaar number
  • Valid Passport
  • Valid Driving License
  • Voter’s Identity Card
Income Documents
For Income Documents, we accept
  • ITR and Financial statements including P&L, Balance Sheet, COI & Schedules – 2 Years
  • Latest Bank Statements – 12 Months
  • GST returns from last filed ITR till current date – 24 Months
  • Business Continuity Proof – 5 years


Please note that the documents required can vary basis profile of the customer.


What is Business Loan ?

A Business Loan is an unsecured or a collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long term assets or meeting working capital requirements. We offer you a stipulated loan amount without the need to pledge any collateral.

What are the reasons of availing business loans?
  • Ensuring steady business cash flow

  • Fund business expansion or diversification

  • Improve existing business set-up

  • Consolidate high-interest business debts

  • Boost working capital reserves

  • Hire a new workforce

  • Purchase and stock inventory

  • Buy new machinery, equipment, or software

  • Start your new business

What are the advantage of taking loan from Karza House ?

With the Karza House Business Loan, you can avail higher loan amounts up to Rs. 50 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and disbursal process is seamless and quick. 

What is the maximum loan I can avail in Business Loan ?

You can avail a loan amount up to Rs. 50 lakhs, the amount would be calculated based on your income and other parameters.

Is there any security against the business loan ?

No, the business loan is an unsecured offering, and you only need to meet the simple business loan eligibility criteria to qualify for business financing.

Who can avail business loan ?

The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Unlisted Public Ltd Co. / LLP involved in the business of Manufacturing, Trading or Services. The age should be 21-65 years with minimum 3 years vintage of business operations. 

Business Loan

Our Services

What We Offer for You

Home Loan
Home Loan

Tailored solutions, competitive rates, and personalized service, turning your homeownership dream into reality

Business Loan
Loan Against Property

Tap property value, keep ownership. Karza House’s Loan Against Property empowers your financial goals.

Business Loans

Fueling your entrepreneurial journey with tailored financing solutions and expert financial support.

Tractor Loan
Tractor Loan

Cultivating your agricultural success with specialized financing for your farming equipment needs.

Two Wheeler Loan
Two Wheeler Loan

Ride your dreams with Hit the road to freedom with our hassle-free financing, turning two-wheeler dreams into reality.

used car loan
Used Car Loan

Drive home your dream pre-owned car with flexible financing tailored to your budget and needs.

Personal Loan

Your trusted partner for achieving life’s goals with hassle-free, quick, and flexible financing

commercial vehicle
Commercial Vehicle Loan

 Empowering businesses with financing solutions for commercial vehicle acquisition and growth

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