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  • Key Benefits
  • Interest Rates
  • Calculators
  • Document Required
  • FAQs

Used Car Loan

Get your hassle free ride to your dream car with Karza House’s easy car loan solutions

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Loans for all customers

We cater to all – Medium and small fleet owners, individuals, first time users, partnership and proprietorship firms, and private and public limited companies

Commercial Vehicle Icone
Loans for all vehicle types

We offer financing for the purchase of new and used cars

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Amount upto INR 25 Lakhs

Eligibility typically depends on business turnover, vintage, assessment of cash flows, age on maturity and other key factors.

Tenure up to 60 months

Tenure typically depends on your profile, estimated collateral value, type of repayment scheme and other key factors.

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Key benefits

  • Easy new/used commercial vehicle funding.
  • Attractive terms and conditions.
  • Comfortable rates of interest.
  • Smooth online loan applications.
  • Quick processing and disbursal of loans.
  • Zero hidden charges.
  • Top-class customer service.
We have diverse eligibility criteria for our commercial vehicle loans. This includes your age, income, nature of your business/employment, and more.

Eligibility

Nationality

Indian

Loan Tenure

60 Months

Customer Profile

Salaried, Self-employed, Farmer

Employment Stability

2 Years or more

Interest Rates

Our interest rates are competitive and reasonable for customers. They depend on various factors.

Processing Fees

2%

of the loan amount + GST

Interest Rate

18.5%

per annum onwards

Interest Rate Type

Fixed

PLR:

19.77%

Calculate your EMI

EMI:

0 INR

Total Interest Payable:

0 INR

Total of Payments (Principal + Interest):

0 INR

Documents Just what is needed. Nothing more.

Our documentation requirements are structured to ensure that we collect the least number of documents for your loan.

  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Statement
  • Collateral Document

Please note that depending on the individual case, Karza House reserves the right to ask for any additional documents as well.

FAQs

What is the down payment for a car loan?

This is the balance amount that you pay after deducting the loan amount from the total cost of the vehicle. You can pay a higher down payment amount to reduce your outstanding loan.

What are the maximum and minimum amounts for a car loan?

There are specific maximum or minimum amounts. It all depends on the vehicle and your eligibility.

Where can I apply for a used car loan?

You can call or WhatsApp us at +91 84410-05500. You can also email customercare@karzahouse.com.

How can I get the details of my EMIs that are remaining and paid?

You can call or WhatsApp us at +91 84410-05500. You can also email customercare@karzahouse.com.

Our Other Services

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Home Loan

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Loan Against Property

Tap property value, keep ownership. Karza House’s Loan Against Property empowers your financial goals.

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Fueling your entrepreneurial journey with tailored financing solutions and expert financial support.

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Tractor Loan
Tractor Loan

Cultivating your agricultural success with specialized financing for your farming equipment needs.

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Two Wheeler Loan
Two Wheeler Loan

Hit the road to freedom with our hassle-free financing, turning two-wheeler dreams into reality.

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Used Car Loan

Drive home your dream pre-owned car with flexible financing tailored to your budget and needs.

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Personal Loan

Your trusted partner for achieving life’s goals with hassle-free, quick, and flexible financing

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commercial vehicle
Commercial Vehicle Loan

 Empowering businesses with financing solutions for commercial vehicle acquisition and growth

Know More

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