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Our Personal Loans

Ever thought your personal loan repayments could earn you rewards? We make it happen with Karza House.

No Collateral
Fully Digitized Process
Speedy Sanctions and Disbursal
Rewards on timely repayments
Avail EMI Break
Loan based on Eligibility
Experience hassle-free financing solutions that cater to your diverse needs with our personal Loan.
Business Loan
  • Zero collateral: Get collateral free loans without mortgaging your property or other assets as security.
  • Interest rates from 12% p.a. onwards: Secure a loan for doctors at competitive interest rates that promise to keep you stress-free.
  • Quick Loan Eligibility Within 24 Hours: Get quick eligibility check on loan within 24 hours of applying and enhance your medical practice in no time.
  • Minimal Documentation: Get a loan without any complicated documents or paperwork.
  • Rewards on Timely Repayments: Get more than just a good credit score on timely EMI repayments in the form of exciting rewards.
  • Fully Digitised Process: Experience a seamless process that’s completely digitized, right from applying to approval to disbursal.

*T&C Apply

Interest Rates, Fees & Charges

Charges to avail a Personal Loan

Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal Karza House


Amount to be paid

Rack Interest Rate

Salaried- 10.50% to 24%

Processing fee / 

Loan Processing Charges 

Up to Rs 4999/- 

Stamp Duty & Other Statutory Charges

As per applicable laws of the state

Delayed instalment payment charge18% p.a plus applicable government taxes on overdue instalment amount

Calculate your EMI



Total Interest Payable:


Total of Payments (Principal + Interest):


Mandatory documents required for personal loan

  • Identity proof / address proof (copy of passport/voter ID card/driving license/Aadhaar Card)
  • Bank statement of previous 3 months (Passbook of previous 6 months)
  • Two latest salary slip/current dated salary certificate with the latest Form 16


How does a Personal Loan work?

To avail of the Karza House Personal Loan, all you need to do is submit the loan application form.

On meeting the eligibility critieria, you will get an offer with the sanctioned amount, tenure of loan and interest rate.Once you accept the offer, funds are transferred to your bank account instantly.

You can also submit the application form online in just a few clicks.

What is the highest loan amount I can get?

Personal Loan is offered upto ₹35 Lakh. However, basis the loan requirement, one can avail upto ₹75 Lakh subject to eligibility norms.

What is the CIBIL Score required to get a loan?

A CIBIL score above 720 is considered good for sanctioning of Personal Loan

Do I need to provide any security or collateral to apply for a Personal Loan?

You don’t need to provide any security, collateral or guarantor to obtain a Personal Loan from Karza House

How is Personal Loan interest rate calculated?

Interest on Personal Loan depends on various factors such as CIBIL score, Repayment History, Principal amount, Tenure.

Personal Loan

Our Other Services

Home Loan
Home Loan

Tailored solutions, competitive rates, and personalized service, turning your homeownership dream into reality

Business Loan
Loan Against Property

Tap property value, keep ownership. Karza House’s Loan Against Property empowers your financial goals.

Business Loans

Fueling your entrepreneurial journey with tailored financing solutions and expert financial support.

Tractor Loan
Tractor Loan

Cultivating your agricultural success with specialized financing for your farming equipment needs.

Two Wheeler Loan
Two Wheeler Loan

Hit the road to freedom with our hassle-free financing, turning two-wheeler dreams into reality.

used car loan
Used Car Loan

Drive home your dream pre-owned car with flexible financing tailored to your budget and needs.

Personal Loan

Your trusted partner for achieving life’s goals with hassle-free, quick, and flexible financing

commercial vehicle
Commercial Vehicle Loan

 Empowering businesses with financing solutions for commercial vehicle acquisition and growth

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