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Used Car Loan
Get your hassle free ride to your dream car with Karza House’s easy car loan solutions
Loans for all customers
We cater to all – Medium and small fleet owners, individuals, first time users, partnership and proprietorship firms, and private and public limited companies
Loans for all vehicle types
We offer financing for the purchase of new and used cars
Amount upto INR 25 Lakhs
Eligibility typically depends on business turnover, vintage, assessment of cash flows, age on maturity and other key factors.
Tenure up to 60 months
Tenure typically depends on your profile, estimated collateral value, type of repayment scheme and other key factors.
Key benefits
- Easy new/used commercial vehicle funding.
- Attractive terms and conditions.
- Comfortable rates of interest.
- Smooth online loan applications.
- Quick processing and disbursal of loans.
- Zero hidden charges.
- Top-class customer service.
We have diverse eligibility criteria for our commercial vehicle loans. This includes your age, income, nature of your business/employment, and more.
Eligibility
Nationality
Indian
Loan Tenure
60 Months
Customer Profile
Salaried, Self-employed, Farmer
Employment Stability
2 Years or more
Interest Rates
Our interest rates are competitive and reasonable for customers. They depend on various factors.
Processing Fees
2%
of the loan amount + GST
Interest Rate
18.5%
per annum onwards
Interest Rate Type
Fixed
PLR:
19.77%
Calculate your EMI
Total Interest Payable:
0 INR
Total of Payments (Principal + Interest):
0 INR
Documents Just what is needed. Nothing more.
Our documentation requirements are structured to ensure that we collect the least number of documents for your loan.
- Identity Proof
- Address Proof
- Income Proof
- Bank Statement
- Collateral Document
Please note that depending on the individual case, Karza House reserves the right to ask for any additional documents as well.
FAQs
What is the down payment for a car loan?
This is the balance amount that you pay after deducting the loan amount from the total cost of the vehicle. You can pay a higher down payment amount to reduce your outstanding loan.
What are the maximum and minimum amounts for a car loan?
There are specific maximum or minimum amounts. It all depends on the vehicle and your eligibility.
Where can I apply for a used car loan?
You can call or WhatsApp us at +91 84410-05500. You can also email customercare@karzahouse.com.
How can I get the details of my EMIs that are remaining and paid?
You can call or WhatsApp us at +91 84410-05500. You can also email customercare@karzahouse.com.
Our Other Services
Home Loan
Tailored solutions, competitive rates, and personalized service, turning your homeownership dream into reality
Loan Against Property
Tap property value, keep ownership. Karza House’s Loan Against Property empowers your financial goals.
Business Loans
Fueling your entrepreneurial journey with tailored financing solutions and expert financial support.
Tractor Loan
Cultivating your agricultural success with specialized financing for your farming equipment needs.
Two Wheeler Loan
Hit the road to freedom with our hassle-free financing, turning two-wheeler dreams into reality.
Used Car Loan
Drive home your dream pre-owned car with flexible financing tailored to your budget and needs.
Personal Loan
Your trusted partner for achieving life’s goals with hassle-free, quick, and flexible financing
Commercial Vehicle Loan
 Empowering businesses with financing solutions for commercial vehicle acquisition and growth
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