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Our Professional Loans

Ever thought your business loan repayments could earn you rewards? We make it happen with Karza House.

No Collateral
Fully Digitized Process
Speedy Sanctions and Disbursal
Rewards on timely repayments
Avail EMI Break
Loan based on Qualifications and Experience
Experience hassle-free financing solutions that cater to your diverse needs with our Professional Loan for Doctors in India.
  • Zero collateral: Get collateral free loans without mortgaging your property or other assets as security.
  • Loans of up to INR 35 lakhs: Get a professional loan of up to INR 35 lakhs to enhance your practice. 
  • Interest rates from 12% p.a. onwards: Secure a loan for doctors at competitive interest rates that promise to keep you stress-free.
  • Loan eligibility based on qualifications: Secure the best loan for doctors based on your experience and qualifications.
  • Quick Loan Eligibility Within 24 Hours: Get quick eligibility check on loan for doctors within 24 hours of applying and enhance your medical practice in no time.
  • Minimal Documentation: Get a loan without any complicated documents or paperwork.
  • Rewards on Timely Repayments: Get more than just a good credit score on timely EMI repayments in the form of exciting rewards.
  • Fully Digitised Process: Experience a seamless process that’s completely digitized, right from applying to approval to disbursal.

*T&C Apply

We understand that life can be hard at times. We can ease it financially by giving you an EMI break when you most need it:
Professional Loan
  • Earn exciting reward vouchers for timely repayment of your business loan instalments.
  • We reward your timely repayment behavior with reward vouchers across categories including lifestyle, wellness, fashion, travel, and more.

Interest Rates, Fees & Charges

Types of feesCharges applicable
Rates of interest12% To 22% Per Annum
Loan AmountINR 5 Lakhs to INR 35 Lakhs
Processing feesUpto 3% of the loan amount
Foreclosure Charges4% of principal outstanding at the time of foreclosure
Part Pre-payment charges2% of amount prepaid 
Charges towards Stamp DutyAs Applicable & Prescribed by the relevant Government Authority

Calculate your EMI



Total Interest Payable:


Total of Payments (Principal + Interest):


Mandatory documents required for commercial property loan for

Documents Required

Documents TypeDocuments Requirement
KYCIdentity and Address Proof
Bank statement of last 6 months
Qualification proof of the highest professional degree
Medical Registration Certificate
Property Ownership Proof (Residential/Commercial)

Eligibility Criteria

Age25 to 65 years
Minimum Professional ExperiencePracticing doctor or consultant for more than 3 years


Who is eligible for Professional Loan?

Only professionally qualified Doctors pursuing independent medical practice or running a clinic are eligible to apply for the loan.

What are the potential uses for a professional loan?

We offer a multi-purpose Professional Loan that can be used to meet professional purposes or certain financial obligations of doctors. You can use these funds for professional purposes, like hiring new staff, purchasing new technology, expanding your profession, etc.

What is the rate of interest for a professional loan?

The Professional Loan for Doctors is available at a competitive rate starting from 12% p.a. to provide a cost-effective financing solution.

What are the documents required for commercial plot loans?

Click here to know the documents required for Commercial Property Loan. For applicable fees and charges, refer to Schedule of Charges

What is the maximum loan amount available for professional loan ?

The maximum loan amount available through our Professional Loan is ₹5 to ₹35 Lakhs subject to certain factors.

What is the minimum and maximum tenure for a professional loan?

The minimum tenure of a Professional Loan tentatively ranges between 12 and 60 months subject to certain factors.

What is the eligibility criteria ?

The eligibility for a Professional Loan is influenced by various factors, including but not limited to:


  • Degree & College (MD, MBBS, MDS & BDS)
  • Ownership status of Clinic
  • Work experience
  • Geographic location of the practice
  • CIBIL score
  • Other terms and conditions 
What are the documents required ?

The documents required are:


  • Identity and Address Proof
  • Bank statement of last 6 months
  • Qualification proof of the highest professional degree
  • Medical Registration Certificate
  • Property Ownership Proof (Residential/Commercial)
Professional Loan

Our Services

What We Offer for You

Home Loan
Home Loan

Tailored solutions, competitive rates, and personalized service, turning your homeownership dream into reality

Business Loan
Commercial Property Loans

Empowering business growth with flexible financing options for your commercial real estate

Business Loans

Fueling your entrepreneurial journey with tailored financing solutions and expert financial support.

Personal Loan

Your trusted partner for achieving life’s goals with hassle-free, quick, and flexible financing

Professional Loans
Professional Loans

 Elevating your career with specialized financial support tailored to your unique needs

Plot Loans

Turning your landownership aspirations into reality with customized financing and expert guidance

Tractor Loan
Tractor Loan

Cultivating your agricultural success with specialized financing for your farming equipment needs.

Balance Transfer

Simplifying your financial life with seamless loan transfers for greater savings and convenience

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